No matter the excess on your vehicle we've got you covered.

With the cost of insurance, and excesses constantly increasing, 2Gether's Excess Protection can put your mind at ease. With our excess protection insurance you can claim back your excess, charged by your insurer, essentially reducing your excess to £0.00.


what is excess protection?



With the cost of insurance and the average excess increasing year after year, now is the perfect time to consider Excess Protection, and how it can benefit you.

The average excess on a motor vehicle policy in the UK is £350.00 and is often an unaccounted cost and can come as a shock in an already stressful situation. 2Gether Excess Protection removes the stress by reimbursing you your excess once your claim is settled.

What's more, given the low cost of our excess cover, you can increase your voluntary excess on your insurance, saving you money, safe in the knowledge you will not have any nasty surprise.


how it works


Get an instant online quotation, and with cover from as little as £10, it's not as expensive as you think to ensure you are fully protected.


Unfortunately even the best of us have accidents. This is the point where you have had yours (see below).


Once your claim is fully settled, send us notification of this from your insurer or rental company, where we can then pay you back your excess.



We appreciate that no matter how unintentional, claiming on an insurance is a fact of life. That's why here at 2Gether we make the process as easy and efficient as possible.


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Once you have notified your insurance company, or vehicle rental company of your incident, the process of repairing the vehicle will begin. This may entail you paying your excess to repair any damage to your vehicle. Make sure you keep any receipts or documents given to you by your insurance company or vehicle rental company.


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Once the claim is fully settled, and you have notification of such from your insurer or vehicle rental company, contact us by phone or email to let us know you wish to make a claim. Upon doing so you will be sent a claim form, or alternatively, this can be downloaded from here.


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Upon receipt of your claim form and corresponding documentation, we shall process your claim, and refund you your excess typically within 5 working days.


For more information regarding claims and the process involved please click here.



2Gether are here to answer any questions you may have about Us or Excess Protection.

Reach out to us and we'll respond as soon as we can.


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01945 465508


2Gether Insurance Ltd
4 Bridge Street
PE13 1AF


2Gether Insurance Ltd are authorised and regulated by the Financial Conduct Authority No. 579333 and registered in England No. 07561225.

Consumers wishing to complain about a policy sold online or by email can register the complaint using the Online Dispute Resolution platform (ODR) at